Terms and Conditions of Service

Last updated: January 2026

Introduction

Mosaic Biz Hub is a digital platform designed to foster inclusive, trust-centered commerce between vendors and customers, underpinned by transparency, compliance, and user empowerment.

This website is owned and operated by Mosaic Biz Hub, LLC, a Virginia Limited Liability Company. Throughout this website references to “Company”, “We”, “Us”, and “Platform” refer to Mosaic Biz Hub. References to “Customer” refer to any person or entity accessing the Platform. References to “Vendor”, “You”, and “Your” refer to any person or entity authorized to sell products or services on the Platform.

1. Community Standard

Platform is committed to language and practices that foster an accessible, inclusive community for users of all backgrounds and abilities. Vendors and Customers are entitled to Platform experiences free of discriminatory or exclusionary content.

All Vendors must conduct themselves with respect and refrain from harassment, discrimination, or abusive conduct. Violations may result in suspension or termination of Platform privileges.

2. Vendor Accounts

To become an authorized Vendor, an authorized representative of the business entity must complete Company’s onboarding process which includes providing accurate and complete business identification information and undergoing background verification checks.

Vendors must provide accurate information about the business entity and owner(s). Providing false or misleading information or impersonating another person or entity is strictly prohibited.

3. Vendor Qualification

Vendor approval is contingent upon successfully completing Company’s onboarding process, meeting Platform standards for business operations and quality, accepting DEI and accessibility guidelines, and payment of required Vendor fees.

4. Vendor Payments to Company

Vendors will be charged fees for using the Platform based on Vendor’s account selection. Additional fees may include background checks, profile setup, product/service listings, advertising, and premium Platform features.

5. Vendor Profiles and Listings

Vendor listings must include:

Company reserves the right to remove misleading or noncompliant listings.

6. Vendor Performance, Metrics, and Badges

MetricBaseline StandardConsequence for Breach
Order Fulfillment98% on-time deliveriesWarning or suspension
Quality / Accuracy<2% defect rateRemediation plan
Customer Rating≥4.2/5.0 avg. last 90 daysTemporary badge downgrade
Dispute Response Time48 business hoursPlatform intervention

7. Vendor Privacy and Data Processing

Vendor acknowledges and agrees to handle and process Customer data in accordance with Company’s Privacy Policy.

8. Vendor Prohibited Activities

9. Customer Orders and Purchases

Purchases initiated on the Platform will be directed to the Vendor’s website to complete the purchase. Vendors are responsible for processing payments securely and collecting applicable taxes.

10. Shipping

Customers are responsible for ensuring shipping information is accurate. Vendors must provide clear shipping and processing information on their profile.

11. Returns or Refund Policy

Vendors must clearly display their return and refund policy. Approved refund requests should be issued to the original payment method within seven (7) business days.

Certain products may not be eligible for returns or refunds:

12. Suspension, Termination, and Remedies

Company may suspend or terminate Vendor accounts for breaches of these Terms, repeated performance failures, noncompliance with laws, or conduct harmful to the Platform’s integrity.

13. Disclaimer of Warranty

All Platform services are provided “as is” and “as available” without warranties of any kind, either express or implied.

14. Limitation of Liability

Company shall not be liable for any direct, indirect, incidental, punitive, special, or consequential damages arising from use of the Platform or Vendor transactions.

15. Governing Law

These Terms and Conditions of Service shall be governed and construed in accordance with the laws of the Commonwealth of Virginia.

Contact Information

Questions about these Terms and Conditions of Service should be sent to:

info@mosaicbizhub.com

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